Description: Report to give actuaries practical information and guidance on LTD claim credibility for case level pricing and underwriting. Stage 2 of the GLTD Credibility Study, this analysis was expanded using the industry data gathered during Stage 1.

Description: Covers 1980 experience under individual loss-of-time policies in the first and second years of the benefit period, and historical data is shown from 1974 forward.

Description: A 1981 two-part study covering experience under individual loss-of-time policies in the first and second years of the benefit period.

Description: This study provides 1970-1971 experience under loss-of-time policies.

Description: Covers the experience for the year 1981. Part 1 provides experience for the first year of the benefit period and part 2 provides the 2nd and 3rd year experience.

Description: The 2013 Individual Disability Income Valuation Table (2013 IDIVT) approved by the NAIC as the new statutory minimum reserve morbidity basis.

Description: This is the 1978 report of the experience under certain ordinary waiver of premium benefits between 1959 and 1974 anniversaries.

Description: Preface for the Group Weekly Indemnity study.

Description: Preface to the reports on Group Weekly Indemnity and Group Long Term Disability.

Description: Preface to the Group Weekly Indemnity Insurance and the Group Long Term Disability Insurance studies.